It all begins with an idea! Let’s get together and talk about everything you are looking for in a home and if we decide we are a good fit to work together, we will sign necessary forms.

To be able to make an offer on a house, you will need to submit a pre-approval letter along with it. I have several amazing lenders to choose from to get pre-approved. Getting pre-approved means you will meet with a lender and provide them with your tax returns and other documents. Please fill out your info below to get the pre-approval process going!

Ohh!! The fun part! Once you get your pre-approval letter, we will sit down and go over what you want in a home in depth to help you find exactly what you are looking for. You are also free to share homes you see as well. Then, we look!

Once you find a home that you love, you will then put in an offer to the seller.

If accepted, you will get your earnest money and option fee ready to send to the title company within 3 days and then start the home inspection.

During the option period (how many days you have to back out with no consequence), you will set up an inspection to make sure the hosue is up to par. If everything turns out well and to your liking, the bank will set up an appraisal.

After the option period is over and you decide to move forward with the transaction, the appraiser will come asses the homes value. The appraiser is hired by the lender you are working with and will determine if the home is in good condition and is valued at what the market value is. Once the appraisal happens, and the bank accepts it, it will go to underwriting and prepare for closing.

When underwriting approves the loan and all paperwork is done, it will go to title where the deed will transfer and funds will be sent. THEN YOU GET THE KEYS TO YOUR NEW HOME!